# Core Features

Our core features represent the foundation of Crossli's platform - battle-tested, production-ready capabilities that power thousands of transactions daily. These features are available now and form the backbone of our cross-border payment ecosystem.

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### 🌍 Cross-Border Fund Transfers

Transform the way you move money internationally with lightning-fast transfers that complete in minutes, not days.

#### Key Capabilities

* **Ultra-Fast Processing**: Complete transfers in 2-5 minutes globally
* **Competitive Rates**: Up to 8x better than traditional banks
* **Global Reach**: Support for 50+ countries and 30+ currencies
* **Transparent Pricing**: No hidden fees, clear cost breakdown
* **Stablecoin Infrastructure**: Reduced volatility and enhanced security

#### How It Works

1. **Initiate Transfer**: Specify recipient details and amount
2. **Real-Time Conversion**: Automatic currency conversion at live rates
3. **Blockchain Settlement**: Secure processing via stablecoin networks
4. **Instant Notification**: Real-time updates for sender and recipient
5. **Funds Available**: Money accessible within minutes

#### Technical Specifications

* **Minimum Transfer**: $10 USD equivalent
* **Maximum Transfer**: $50,000 USD per transaction (varies by region)
* **Processing Time**: 2-5 minutes (99.4% of transactions)
* **Supported Networks**: Ethereum, Polygon, BSC
* **Settlement Currency**: USDT, USDC, BUSD

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### 💳 Crypto-to-Fiat Payment Gateway

Seamlessly bridge digital and traditional currencies with our comprehensive payment gateway solution.

#### Core Features

* **One-Click Conversion**: Instant crypto-to-fiat and fiat-to-crypto
* **Multi-Currency Support**: 15+ cryptocurrencies, 30+ fiat currencies
* **Real-Time Rates**: Live exchange rates with minimal slippage
* **Customizable Interface**: White-label checkout for your brand
* **Automated Settlement**: Instant liquidity and reconciliation

#### Payment Methods

**Cryptocurrency Acceptance:**

* Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC)
* Stablecoins: USDT, USDC, DAI, BUSD
* DeFi Tokens: UNI, AAVE, COMP, SUSHI

**Fiat Currency Output:**

* Bank transfers (ACH, SEPA, SWIFT)
* Digital wallets (PayPal, Skrill)
* Card payments (Visa, Mastercard)

#### Integration Options

```json
{
  "checkout_type": "hosted|embedded|api",
  "supported_currencies": ["BTC", "ETH", "USDT", "USD", "EUR"],
  "settlement_time": "instant",
  "fee_structure": "transparent",
  "customization": "full_branding"
}
```

#### Use Cases

* **E-commerce**: Accept crypto payments, settle in fiat
* **Marketplaces**: Multi-vendor crypto payment processing
* **SaaS Platforms**: Subscription payments in crypto
* **Digital Services**: Global payments without banking restrictions

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### 📱 Instant Pay & Receive

Send fiat directly from your crypto wallet to anyone, anywhere - whether they use Crossli or not.

#### Key Features

* **Universal Compatibility**: Works with Crossli and non-Crossli users
* **QR Code Simplicity**: Share your code, receive payments instantly
* **Multi-Currency Support**: Send/receive in 30+ fiat currencies
* **Crypto Wallet Integration**: Direct payments from popular wallets
* **Zero Setup**: Recipients don't need accounts or apps

#### Payment Flow

1. **Generate QR Code**: Create personalized payment request
2. **Share & Scan**: Recipient scans code with any compatible app
3. **Instant Conversion**: Crypto automatically converts to fiat
4. **Real-Time Settlement**: Funds available immediately
5. **Notification**: Both parties receive confirmation

#### Supported Wallets

* **Mobile Wallets**: MetaMask, Trust Wallet, Coinbase Wallet
* **Hardware Wallets**: Ledger, Trezor (via WalletConnect)
* **Exchange Wallets**: Binance, Kraken, Coinbase Pro
* **Web3 Browsers**: Built-in wallet support

#### Technical Details

* **QR Code Format**: EIP-681 standard for universal compatibility
* **Expiration**: Configurable timeout (5min - 24hrs)
* **Amount Limits**: $1 - $10,000 per transaction
* **Processing**: < 30 seconds average completion time

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### 🔒 Enhanced Security Infrastructure

Bank-level security powered by cutting-edge blockchain technology and industry best practices.

#### Security Layers

**1. Blockchain Security**

* Immutable transaction records
* Multi-signature wallet protection
* Smart contract auditing
* Decentralized validation

**2. Platform Security**

* End-to-end encryption (AES-256)
* Two-factor authentication (2FA)
* Biometric authentication support
* API key management and rotation

**3. Compliance & Monitoring**

* Real-time fraud detection
* Anti-money laundering (AML) screening
* Know Your Customer (KYC) verification
* Suspicious activity monitoring

#### Risk Management

* **Transaction Limits**: Dynamic limits based on risk assessment
* **Velocity Checks**: Unusual activity pattern detection
* **Geolocation Monitoring**: Suspicious location access alerts
* **Device Fingerprinting**: Unauthorized device access prevention

#### Certifications

* SOC 2 Type II Certified
* ISO 27001 Information Security
* PCI DSS Level 1 Compliant
* GDPR & CCPA Compliant

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### 📊 Interactive Dashboard

Comprehensive transaction management and monitoring interface powered by advanced analytics.

#### Dashboard Features

**Transaction Management**

* Real-time transaction tracking
* Detailed transaction history
* Advanced filtering and search
* Bulk transaction processing
* Export capabilities (CSV, PDF)

**Analytics & Reporting**

* Transaction volume trends
* Currency conversion analytics
* Fee analysis and optimization
* Performance metrics dashboard
* Custom report generation

**User Management**

* Role-based access control
* Team member permissions
* API key management
* Activity logging
* Audit trail maintenance

#### Visual Interface

* **Responsive Design**: Works on desktop, tablet, and mobile
* **Dark/Light Mode**: User preference support
* **Customizable Layout**: Personalized dashboard arrangement
* **Real-Time Updates**: Live data refresh without page reload
* **Multi-Language**: Support for 12+ languages

#### Business Intelligence

* Transaction success rates
* Popular currency pairs
* Peak usage times
* Geographic distribution
* Revenue analytics

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### 🔗 Developer Integration Suite

Robust APIs and tools designed for seamless platform integration and rapid development.

#### API Features

**RESTful Architecture**

* Intuitive endpoint structure
* Standard HTTP methods
* JSON request/response format
* Comprehensive error handling
* Rate limiting with generous quotas

**Real-Time Capabilities**

* WebSocket connections for live updates
* Webhook notifications for events
* Server-sent events (SSE) support
* Push notification integration

#### Development Tools

**SDKs & Libraries**

* JavaScript/Node.js SDK
* Python SDK
* PHP SDK
* Ruby SDK
* Go SDK

**Testing & Debugging**

* Sandbox environment
* API testing console
* Mock data generators
* Debug logging
* Performance monitoring

#### Integration Support

* **Documentation**: Comprehensive API docs with examples
* **Code Samples**: Ready-to-use integration examples
* **Postman Collection**: Pre-configured API requests
* **Developer Support**: Dedicated technical assistance
* **Community Forum**: Developer community and resources

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### Performance Metrics

| Feature                | Availability | Response Time | Success Rate |
| ---------------------- | ------------ | ------------- | ------------ |
| Cross-Border Transfers | 99.97%       | 1.3 min avg   | 99.4%        |
| Payment Gateway        | 99.99%       | 150ms avg     | 99.8%        |
| Instant Pay & Receive  | 99.95%       | 28s avg       | 99.2%        |
| Dashboard              | 99.98%       | 200ms avg     | 99.9%        |
| API Endpoints          | 99.96%       | 127ms avg     | 99.6%        |

### Getting Started with Core Features

1. [**Sign Up**](https://crossli.co/signup) for a Crossli account
2. [**Generate API Keys**](https://claude.ai/api-reference/authentication.md) for integration
3. [**Test in Sandbox**](https://claude.ai/getting-started/sandbox.md) environment
4. [**Go Live**](https://claude.ai/getting-started/production.md) with your integration

Need help? Contact our support team at [support@crossli.co](mailto:support@crossli.co) or visit our [Help Center](https://claude.ai/support/overview.md).

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_Core features are continuously updated and improved. Check our_ [_Changelog_](https://claude.ai/resources/changelog.md) _for the latest updates._
